New Delhi, May 13 -- After a Public Provident Fund (PPF) account completes its 15-year maturity period, investors have to decide whether to withdraw the entire corpus and close the account, extend it for another five years with or without fresh contributions or make phased withdrawals for their needs.

The right choice depends on factors such as financial goals, liquidity needs, tax planning and long-term wealth creation. While extending the account allows investors to continue earning tax-free interest, phased withdrawals can provide regular access to funds without closing the account entirely. Here's a closer look at all options and which type of investor may benefit more from each.

After your PPF account reaches maturity, an investor ...