New Delhi, Nov. 9 -- A Post Office Savings Account (POSA) gives holders convenient access to their savings through ATM, internet and mobile banking. But customers who use a POSA ATM card should keep track of withdrawal limits, the minimum balance requirement and transaction charges.

Understanding these rules makes it easier to plan expenses and avoid declined transactions and extra charges.

As of 9 November 2026, the Department of Posts allows eligible POSA holders to withdraw up to Rs.25,000 a day from ATMs, subject to a maximum of Rs.10,000 per transaction. Account holders must also make sure withdrawals do not reduce the balance below the Rs.500 minimum. Transactions that exceed the available balance, the per-transaction limit or the...