New Delhi, April 23 -- The Punjab National Bank (PNB) has announced a strategic collaboration with Kiwi, a prominent credit provider on the UPI platform, to introduce credit-enabled UPI payments to its 180 million customers.

As a part of the collaboration, the banking institution launched the 'PNB Kiwi Credit Card' on the RuPay network. This credit card will offer features such as:

The primary objective is to deliver a frictionless credit experience to users. This move comes amid the growing adoption of the Unified Payments Interface (UPI), which has now become a fundamental part of retail digital payments across the country.

Punjab National Bank was founded in 1894 and is the nation's largest and most reputable public sector bank, ser...