PM Jan Dhan Yojana turns 12 with 59 crore accounts, Rs.3.17 trillion in deposits
New Delhi, Aug. 27 -- The Pradhan Mantri Jan Dhan Yojana (PMJDY) has reached 59.09 crore accounts with total deposits of Rs.3.17 trillion, with women accounting for 55.7% of account holders.
Launched by Prime Minister Narendra Modi on 28 August 2014, the financial inclusion scheme has 77.8% of accounts located in rural and semi-urban areas, the finance ministry said in a release.
As of 19 August 2026, deposits in PMJDY accounts stood at Rs.3,16,514 crore, while the average deposit per account was Rs.5,356. The number of accounts has increased 2.3 times and deposits have risen 12.8 times over the past 12 years, the ministry said.
The scheme has also facilitated access to digital payments and financial protection. As of 19 August, 41.29 ...
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