New Delhi, Oct. 18 -- Planning for ageing parents involves protecting their finances while safeguarding their comfort and independence. Bank paperwork, regular bills, insurance and scam protection deserve attention before problems arise. Start by asking what support they need and which decisions they prefer handling themselves.

Helping with money should give parents confidence without taking away their control. A practical plan can organise payments and documents while respecting their choices.

Review nominee details across bank accounts, fixed deposits, mutual funds and insurance policies. Make sure these records are updated.

Discuss wills and asset distribution openly with your parents. These conversations can help reduce the possibi...