New Delhi, Nov. 7 -- The festivities of Diwali and Dhanteras are in full swing, with Dhanteras concluding yesterday, i.e., 6 November, as we build towards Diwali tomorrow, on 8 November. In such a euphoric environment, Diwali-related shopping can strain an individual's budget if payments and expenses are not properly planned and implemented strategically.

This is because, during festivities, products and services such as new clothes, gifts, crackers, and similar items are usually purchased through prominent e-commerce platforms, and payments are made digitally. During such payments, clearing the full payment can sometimes be quite challenging.

To deal with such situations, credit card EMIs may come in handy by allowing cardholders to pl...