New Delhi, July 17 -- If you have retired but have not yet withdrawn your Employees' Provident Fund (EPF) balance, your savings may still be earning interest. However, the period for which interest is credited depends on the age at which you retire. Under the EPF Scheme, 2026, the rules differ for members who retire before 55 and those who retire after that age.

Retirement does not automatically stop interest on an EPF balance. Under the EPF Scheme, 2026, interest continues until the account becomes inoperative, and the applicable timeline depends on the member's age at retirement.

According to the EPF Scheme, 2026, the point at which an EPF account becomes inoperative depends on the age at which the member retires. Until then, the bala...