New Delhi, April 30 -- Do you have any unclaimed contributions under the National Pension System (NPS)? If so, you should know that such contributions can remain stuck for years, but they are never lost. You remain the legally eligible holder to claim such contributions.

The Pension Fund Regulatory and Development Authority (PFRDA) has created a system that permits subscribers to recover such funds. Not only the primary amount but even the applicable interest rate, as per the norms, through a structured claim process.

To better understand this process and the associated notions, let us discuss a few concepts in detail.

The Subscribers' Pension Contribution Protection Account (SPCPA) is nothing but a protective, safeguard account which ...