New Delhi, June 24 -- Starting a SIP is just a first step towards long-term wealth creation. However, as incomes grow over time, investors who gradually increase their SIP contributions can potentially build a much larger corpus than those who continue investing the same amount.

An analysis by WhiteOak Capital Asset Management comparing normal SIP, fixed top-up SIP, and variable top-up SIP strategies in the BSE Sensex TRI highlights just how powerful this approach can be.

While a regular Rs.10,000 monthly SIP generated substantial wealth over the past 25 years, investors who increased their contributions annually accumulated significantly larger corpuses.

A normal SIP means investing a fixed amount every month throughout the investment...