New Delhi, July 7 -- The Employees' Provident Fund Organisation (EPFO) has rolled out a simplified framework for Provident Fund (PF) advance withdrawals under the EPF Scheme, 2026, effective 29 June.

One of the biggest changes is the consolidation of 13 withdrawal provisions into just three broad categories: essential needs, housing needs and special circumstances. The move replaces the earlier system that had multiple separate withdrawal provisions, making the rules easier for members to understand.

Here's what you need to know about the updated withdrawal categories and frequency limits.

Under the new framework, EPFO has grouped advance withdrawals based on the purpose for which the money is required. It means withdrawing EPF funds w...