New Delhi, Oct. 5 -- Systematic investment plans (SIPs) are often associated with disciplined investing and rupee-cost averaging. But does investing a fixed amount every month necessarily lead to good returns, regardless of the market?

An analysis shared by Niranjan Avasthi, President at Edelweiss Asset Management, on X provides a global comparison of SIP returns.

A comparison of 120 rolling five-year monthly SIPs across 10 global markets over the past 10 years, from October 2016 to September 2026, shows that the same SIP discipline has produced very different outcomes depending on the market. All returns in the analysis are measured in US dollars.

The Nasdaq-100 delivered the highest average XIRR at 19.1%, followed by the S&P 500 at 1...