New Delhi, Sept. 18 -- Starting with Rs.25,000 every month could accumulate roughly Rs.28 crore over 30 years. We used a mutual fund calculator to find out the results. This projection requires SIP top-ups each year, along with an assumed investment return.

Keeping the monthly amount unchanged will not produce the displayed result. Here's how to do it.

A systematic investment plan (SIP) allows regular investments in a mutual fund. Here, the starting contribution is Rs.25,000 every month, adding up to Rs.3 lakh initially.

The calculation covers 30 years, giving the invested money considerable time to potentially grow. This is a long commitment, involving regular contributions across changing market conditions.

In this mutual fund calcu...