New Delhi, Sept. 13 -- Planning to move back to India after spending decades overseas can feel less like relocating and more like returning home.

However, from a financial perspective, it remains a significant transition that requires careful planning.

You may have retirement accounts abroad, foreign investments, property in more than one country, and bank accounts opened while you were an NRI. Your healthcare requirements may also have changed considerably since you originally left India. Ideally, these financial and tax matters should be reviewed well before you book a one-way ticket.

Do not assume that retiring in India will automatically be inexpensive. While housing costs may be lower than in some overseas cities, private healthca...