New Delhi, Sept. 7 -- More than 85 lakh people covered under the Employees' Pension Scheme (EPS-95) depend on their monthly pension payments for financial security, especially if they have limited or no other regular sources of income.

Some individuals may choose to move abroad after retirement, particularly when their children live in another country. However, moving overseas does not necessarily mean their pension payments have to stop.

If you are a beneficiary, it is mandatory to keep your life certificate or Jeevan Pramaan valid to ensure timely pension payments. The document must be submitted every 12 months and essentially serves as proof that the pensioner is alive.

For pensioners living abroad, however, the process can be more ...