New Delhi, July 15 -- Many people assume that having health insurance means they won't have to worry about medical expenses during the monsoon.

However, seasonal illnesses such as viral fever, dengue, malaria, and typhoid often lead to significant out-of-pocket spending long before a patient is admitted to a hospital.

"Health insurance and healthcare don't always begin at the same point. Health insurance is designed to protect families from significant medical expenses, particularly those arising from hospitalisation," said Ryan Singh, Co-Founder & COO, Loop Health.

He added that a seasonal illness usually starts much earlier and unfolds over several days before a hospital admission, if one is required at all.

A fever during the monso...