New Delhi, Oct. 14 -- Market volatility is putting lump-sum investing in focus as the once-rapid growth in systematic investment plan (SIP) loses momentum. While monthly SIP contributions have hit a record, their growth has slowed, even as the industry's assets continue to expand.

Monthly SIP contributions rose to a record Rs.32,490 crore in September, but their year-on-year growth rate fell to 10.7% from 52.8% in September 2024, according to a Mint analysis of data from the Association of Mutual Funds in India (Amfi). The share of active SIP folios in total mutual fund folios also dropped to 35.2% from 47% over the same period.

The widening gap between total mutual fund folios and active SIP folios suggests that mutual fund industry gr...