New Delhi, Oct. 27 -- The Employees' Provident Fund (EPF) is a key component of full-time employment in India. Both employees and employers contribute 12% of basic salary to the EPF account. While contributions are automatic, issues often arise during withdrawals-sometimes delaying access to funds by several months or even a year. A periodic review of the account can help prevent such delays.

The Employees' Provident Fund Organisation (EPFO) operates two key portals: the member portal and the passbook portal. Access to the member portal requires a Universal Account Number (UAN) and password. First-time users must create a password by entering personal details such as name, father's name, date of birth, contact number and Aadhaar.

"The l...