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Need an air ambulance? Your health policy may not cover the full cost

New Delhi, Oct. 22 -- Imagine a family living in a remote town in Bihar or a far-flung area in the hills. A family member falls seriously ill, but the required treatment is available only in a metro c... Read More


Insurance distribution reforms: will lower commissions benefit policyholders?

New Delhi, Oct. 19 -- The deadline for feedback on Irdai's proposed insurance distribution reforms is approaching. The Insurance Brokers Association of India (IBAI) has sought an extension, but no dec... Read More


Insurance reforms: Why claims matter more than distribution costs

New Delhi, Oct. 18 -- The debate over the Insurance Regulatory and Development Authority of India's (Irdai) proposed distribution reforms has centred on whether the changes could push agents and point... Read More


Uncapped coverage: Is your health policy really 'unlimited'?

New Delhi, Oct. 12 -- How much health insurance is enough when medical costs outpace incomes? While a Rs.10 lakh cover seems adequate today, prolonged ICU stays, complex surgeries, or treatments for r... Read More


NPS Swasthya: How the new healthcare savings model works

New Delhi, Oct. 5 -- A medical emergency can derail financial planning, particularly during retirement, when income may be limited, and healthcare costs can rise sharply. Keeping that in mind, the Pen... Read More


Inflation-linked health cover: what you need to know

New Delhi, Sept. 29 -- A Rs.10 lakh health insurance cover may look substantial today. But what happens when the same surgery costs Rs.15 lakh or Rs.20 lakh in a few years from now? This is the gap t... Read More


New EPF wage ceiling: What changes for your PF, pension and insurance

New Delhi, Sept. 20 -- The Centre has raised the wage ceiling for mandatory Employees' Provident Fund Organisation (EPFO) coverage from Rs.15,000 to Rs.25,000 a month, according to a gazette notificat... Read More


A stronger secondary market can drive the next phase of retail bond investing: Suresh Darak

New Delhi, Sept. 18 -- Bonds were once an unfamiliar investment avenue for most retail investors. The rise of online bond platform providers (OBPPs), however, has made them easier to discover, underst... Read More


Motor insurance claims: what policyholders often get wrong

New Delhi, Sept. 10 -- A motor insurance policy may look straightforward. Buy third-party cover, add own-damage protection and file a claim when something goes wrong. But claim disputes often arise fr... Read More


E20 and your car: what Zuno's new Fuel Guard covers-and what it doesn't

New Delhi, Sept. 9 -- As India moves towards higher ethanol blending in petrol, Zuno General Insurance has launched an add-on cover to protect vehicle owners against accidental engine and fuel-system ... Read More