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Home loan overdraft vs regular loan: When a higher interest rate can still save you lakhs

New Delhi, June 16 -- You have taken a home loan and want to pay it off early. But when bonuses, business income or other windfalls arrive, you face a trade-off: use the money to reduce the loan or ke... Read More


Travel insurance claims denied? Here are the mistakes travellers make most often

New Delhi, June 11 -- Travel insurance is often treated as an afterthought while booking flight tickets. Many travellers simply compare premiums and opt for the cheapest option that fits their budget,... Read More


Relief or red flag? What borrowers should know about loan settlements

New Delhi, June 7 -- Mumbai-based Arvind Kambre lost his job during the covid-19 pandemic and quickly found his finances spiralling out of control. With multiple credit card dues and personal loans to... Read More


The policyholder remains the weakest stakeholder: Bejon Misra on what ails India's insurance sector

New Delhi, June 5 -- India's insurance sector is at a critical crossroads. On one hand, penetration remains low across several segments despite decades of regulatory evolution and growing awareness. O... Read More


Cashless health claim approved at admission, rejected at discharge? Here's why

New Delhi, May 26 -- Insurance regulator Insurance Regulatory and Development Authority of India (Irdai) mandated in May 2024 that insurers must decide on policyholders' cashless pre-authorization req... Read More


Insurance Ombudsman: Should policyholders be allowed professional representation?

NEW DELHI, May 26 -- Claims disputes are a familiar part of the insurance industry. Policyholders routinely approach the insurance ombudsman seeking relief after insurers reject claims they believe ar... Read More


Sukanya Samriddhi Yojana: safe, tax-free - but is the lock-in too long?

New Delhi, May 19 -- You are blessed with a baby girl and want to begin investing in her name. For many parents, the first option that comes to mind is the Sukanya Samriddhi Yojana (SSY). Backed by t... Read More


Day-one newborn cover: what insurers don't tell you

New Delhi, May 17 -- Health insurance protects against sudden and unforeseen hospitalization costs. Pregnancy, being a planned medical event in most cases, has traditionally remained outside the scope... Read More