New Delhi, March 27 -- An American, post-retirement, wanting to live in India needs just about $186,000, a 2024-2025 study by NetCredit reveals. In comparison, he/she would need an exorbitant amount of $1.18 million in Singapore, $158,410 in Pakistan and $702,330 in the US (refer infographic below).

That number makes India look like one of the cheapest places to spend your retirement life. Now let's look at that number - $186,000 is roughly Rs.1.5 crore. This is based on cost-of-living data and safe withdrawal assumptions, the study showed.

When we asked experts - is that amount good enough to sustain an early retirement?

"At Rs.2 lakh monthly expenses, you're looking at Rs.6-8 crore even in a standard retirement scenario. If you're re...