New Delhi, Aug. 7 -- The Insurance Regulatory and Development Authority of India (IRDAI) has rolled out a series of regulatory reforms aimed at making insurance distribution more transparent, improving accountability among intermediaries and strengthening safeguards for policyholders.

Under the newly notified Insurance Intermediaries (Amendment) Regulations, 2026, the regulator has introduced sweeping changes to the way insurance products are sold and monitored. The reforms include mandatory tagging of every insurance policy to the individual salesperson who completed the sale, replacement of periodic licence renewals with perpetual registration, tighter governance and disclosure requirements, and measures to improve oversight across the...