New Delhi, Sept. 18 -- For retail investors, the RBI Retail Direct scheme offers a way to invest in government securities directly, without the need for a broker. Investors can open a Retail Direct Gilt (RDG) account with the RBI and access both primary issuances and the secondary market through NDS-OM.

The platform allows you to invest in Treasury Bills (T-bills), central government dated securities (G-Secs), State Development Loans (SDLs), Sovereign Gold Bonds (SGBs) and Floating Rate Savings Bonds.

While making these investments, payments can be made conveniently through the Unified Payments Interface (UPI).

The Merchant Discount Rate (MDR) for capital market transactions is set at 0.02% of the transaction value, subject to a maximu...