New Delhi, June 27 -- Planning an international trip? Calculations show that choosing the right card can save you up to 12% in associated fees and charges on every international transaction and ATM cash advance cost when travelling abroad, according to by Vivek Bagree, Chief Business Officer, Cards at Niyo. The savings can add up to a free trip every few years for frequent travellers, he added.

We breakdown the costs associated with the various spending options - credit cards, forex cards and pre-paid travel cards - available to travellers. According to Bagree, "There is no single 'best' option. The right choice depends on how a traveller spends, how long they are travelling, and how much certainty they want on exchange rates."

Bagree n...