New Delhi, April 1 -- India's retail lending business is being reshaped by three simultaneous shifts: faster digital origination, deeper partnerships, and a growing reliance on analytics and AI across the credit lifecycle. The latest episode of The Credit Continuum by Yubi examines how lenders are adapting to that change, particularly as margins compress and loan volumes accelerate.

For a deeper dive into the conversation, the full episode is also available on Spotify.

In a conversation with Vipul Mahajan, Chief Business Officer at Yubi, Sumit Bali, Country Head - Retail Assets & Debt Management at YES Bank, discussed how traditional lending fundamentals are being reworked in a system that is now fully digital, increasingly partnership-...