New Delhi, April 22 -- If you've ever struggled with rising premiums or delayed claim settlements, this could be a turning point. The government plans to use data from the National Health Claim Exchange to create a public 'Health Claims Index'. The move is aimed at making insurance pricing and claim processes far more transparent.

Think of it as a report card for insurers. Backed by data from bodies like the National Health Authority and Insurance Regulatory and Development Authority of India, the platform will track claim timelines, efficiency, and costs, giving you real-time visibility and helping you choose better policies.

Insurers could soon price policies based on deeper, real-world data, potentially leading to fairer premiums, an...