New Delhi, June 25 -- With adult life really starting to catch up, I find myself thinking about what financial decisions could really catch me off guard in my 40s. So I asked ChatGPT just that to help me better plan my years leading up to my 40s.

What are the most common financial blind spots professionals in their 40s regret, specifically regarding lifestyle creep, delaying aggressive retirement catching-up, and balancing the dual pressure of funding a child's higher education while managing ageing parents' healthcare?

Many professionals in their 40s discover that their biggest financial mistakes were not bad investments, but delayed decisions. By this stage, income is often at its peak, but competing obligations-children, parents, mor...