New Delhi, May 4 -- I asked ChatGPT how to retire at 45 on Rs.1.5 lakh a month. AI provided a detailed personal finance plan.

I am a 30-year-old, earning 1.5 lakh per month and living in Mumbai. I have done an MBA in Marketing. I understand mutual fund investing and want to avoid investing in stocks directly.

Give me the best personal finance advice that is most underrated yet impactful and can help me retire early by 45. I don't mind relocating from Mumbai to my hometown, Lucknow, after retirement. I don't have a specific number in mind, but I know inflation is high, and I'll need a lot of money. Just 1 advice to make it big and retire early.

ChatGPT's answer is sharp and surprisingly simple. It says the most underrated move is buildi...