New Delhi, May 14 -- I acted as a 23-year-old working professional in Bengaluru. I asked ChatGPT how to spend my first salary. Here's the complete prompt:

I'm a 23-year-old working professional who has just started my first full-time job in Bengaluru after graduating from college. I work in the tech industry and earn around Rs.55,000 per month in hand. This is the first time in my life that I'm financially independent.

I come from a middle-class family, and growing up, money was always handled carefully at home. Now that I'm earning, I feel excited, slightly overwhelmed, and honestly a little confused about how to use my first salary wisely.

Part of me wants to enjoy it: buy gadgets, upgrade my wardrobe, take my parents out, travel and...