New Delhi, June 24 -- I asked AI how much emergency fund a family really needs in 2026, here's what it said

I asked ChatGPT: I am a 36-year-old professional living in Noida with my wife and six-year-old son. I am the sole earning member of the family and take home around Rs.2 lakh a month. My monthly expenses, including home loan EMIs, utilities, school fees, and other household costs, are approximately Rs.1.4 lakh.

In case I were to lose my job, I want to understand how large an emergency fund I should maintain to support my family during the transition period.

I have specifically asked ChatGPT not to respond like a financial planner or investment advisor. Instead, I want it to act as an assistant and help me calculate the required em...