New Delhi, Feb. 20 -- A SIP calculator helps project how monthly investments may grow over time, based on inputs like tenure and expected return. It can be useful for planning because it separates what is put in from what growth could add over the long run.

This article covers what the tool calculates, the inputs needed, how to use it step by step, and how to read results for goal-based planning.

The SIP calculator typically highlights three outcomes so one can understand the split between contribution and growth.

The calculation usually assumes regular monthly investing and compounding over the selected period. Different tools may show slightly different figures based on whether instalments are assumed at the start or end of each mont...