New Delhi, May 26 -- The Economic Survey of 2025-2026 states that "The share of working owners among total employed workers in the (unincorporated non-agricultural) sector increased from 58.9 per cent in 2023-24 to 60 per cent in Q2 FY26, indicating a shift towards self-employment and entrepreneurial activities."

These numbers include small business owners, freelancers, service providers, and independent professionals. It may not seem like a big jump. But it does signify that more people are turning towards self-employment and growing on their own terms.

One would assume that, with increased self-employment, the number of term insurance buyers would also increase. After all, term insurance protects families in case of the unexpected dem...