New Delhi, Sept. 8 -- You accompany a friend shopping for shoes and return with a pair yourself. Your old shoes were fine, but the discount seemed too good to miss. Such purchases can quietly disturb your monthly budget.

A no-buy month gives you time to notice these habits. For one month, pause unnecessary purchases while continuing to pay for everyday essentials.

Rent, groceries, medicines, transport and bills stay on the list. Extra clothes, accessories and unnecessary upgrades can wait.

Emotions encourage unplanned spending. Discounts, peer pressure and easy payments can turn a passing temptation into an instant purchase. Here are 5 ways to give your money habits a monthly reset.

Before starting, write down what you will continue b...