New Delhi, June 3 -- I asked ChatGPT how much it truly costs to have a baby in India. AI reveals hidden expenses that parents often miss.

I'm an expecting parent living in India, and I've realised something surprising: everyone talks about diapers, baby names and hospital bags, but almost nobody explains what the first 12 months of financial planning after a baby actually looks like.

I want you to help me build a realistic money roadmap for the first year after becoming a parent.

I want a practical, financially-intelligent and emotionally-realistic framework for managing money during one of life's biggest transitions.

Please assume:

Please help me understand, before the baby arrives

Then build a month-by-month financial map for the ...