New Delhi, May 21 -- For many Indian investors in their 30s, wealth creation is no longer about choosing one asset class over another. It is about assigning each investment asset class a clear role. Equity/Stocks may be used for long-term growth, precious metals (gold/silver) may provide a hedge, real estate may offer emotional and financial security, and corporate bonds may bring stability and regular income.

Mr. Awasthi, 38, a Bengaluru-based corporate professional, represents this goal-oriented investor. Over the years, he has built an investment corpus of Rs. 1 crore. A large part of this is invested in equities and precious metals for long-term wealth creation and diversification. He is yet to invest in real estate but plans to buy ...