New Delhi, June 21 -- In India, health insurance portability enables policyholders to switch insurers without losing accrued benefits like NCB. Health insurance portability is the process of moving from your existing insurance policy from one provider to another without losing accrued benefits such as free medical check-up, no claim bonus (NCB) or waiting period credit.

It allows you to shift from existing company to another with better benefits without losing most accumulated renewal benefits. Notably, policyholders are not required to pay any additional charges exceeding the premium of the new health insurance policy to port your plan.

Portability is the right of health insurance policyholders to transfer the credit gained for pre-exi...