New Delhi, April 28 -- In April 2026, HDFC ERGO launched its premium Optima Secure Plus plan. This signals a well-thought-out strategic pivot for the insurer from the legacy approach towards a competitive, feature-rich model.

HDFC ERGO has already insured over 1.5 crore lives and paid out over Rs.21,700 crore in claims over the past 15 years. It continues to maintain a consistent track record, with a 98% claim settlement ratio and an incurred claim ratio of 84.85%.

Furthermore, the original Optima Secure remains the benchmark plan, offering a vast network of 16,000 cashless hospitals. The 'Plus' variant of this plan is engineered for prudence and reliability, especially for those who demand infinite growth and long-term economic predict...