New Delhi, Aug. 15 -- If you are working for more than one employer, you may be wondering how your Employees' Provident Fund (EPF) membership works and whether both companies can contribute to a single PF account, allowing your retirement corpus to keep growing through the power of compounding.

For part-time jobs, most employers may not offer PF, but it's best to check with the employer. Meanwhile, for eligible full-time employment, EPF coverage is generally mandatory for establishment with 20 or more employees.

So if you are working multiple full-time job, it is highly likely that both employers will initiate PF contributions, which in turn can create a problem if the employment periods overlap in your EPFO service records.

However, y...