New Delhi, April 14 -- The share of outstanding borrowings from gold loans has surpassed personal loans as of December 2025, with an increasing focus towards repeating gold loan borrowers, according to a report by TransUnion CIBIL.

The research titled 'Gold Loan Landscape Report April 2026', showed that gold loan portfolio as of December 2025, had outstanding of Rs.16.8 lakh crore from around 4.7 crore borrowers; compared to Rs.15.4 lakh crore outstanding from around 6.8 crore personal loan borrowers in the same period.

"Increase in existing to asset borrowers compared to 2022 shows higher focus on borrowers with existing asset relationship; this has happened on the back of significant increase in repeat gold loan borrower funding," it ...