New Delhi, June 30 -- A Pune professional's journey from financial stability to a Rs.15 lakh debt spiral has gone viral after Vivek S G (Sulegai), founder of Wealth Crafts and a SEBI-registered investment advisor, shared the story on LinkedIn to explain how debt spirals often begin.

In the post, Vivek described how a 36-year-old operations manager earning Rs.90,000 a month gradually accumulated Rs.15 lakh in debt following a family medical emergency.

"A 36-year-old operations manager from Pune earning Rs.90,000 a month is now Rs.15 lakh in debt, though he never made a reckless financial decision," he wrote.

According to the advisor, the man's financial situation had initially been manageable. Three years ago, he earned Rs.90,000 each m...