New Delhi, Sept. 27 -- Fixed deposit investors in commercial banks are set to witness key changes in how banks disclose, present, and apply interest rates on bulk fixed deposits, starting from 1 October 2026.

This is because the Reserve Bank of India (RBI) has introduced revised rules aimed at making bulk deposit rates transparent, easy to understand, and ensuring that similar deposits receive consistent rates across a bank's branches.

The revised framework applies to commercial banks, small finance banks, regional rural banks (RRBs), local area banks, payment banks and urban cooperative banks. These new changes and developments are extremely important for customers placing large deposits, as bulk deposits are treated differently from r...