FD rates: Which banks are offering the best returns on fixed deposits right now?
New Delhi, Aug. 12 -- Bank fixed deposits (FDs) remain a preferred investment option for risk-averse investors and those seeking predictable returns. While FDs can provide stability and guaranteed interest income, investors should compare rates across banks and choose the tenure based on their financial goals.
According to data from BankBazaar, DCB Bank, RBL Bank, YES Bank, Tamilnad Mercantile Bank and Jammu & Kashmir Bank are among the banks offering some of the highest FD interest rates across various tenures for deposits of up to Rs.1 crore.
The data, sourced from the respective banks' websites as of 10 August 2026, covers 16 banks and excludes those that have merged with their parent entities.
DCB Bank offers FD rates ranging from ...
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