Expert View, April 28 -- Feroze Azeez, Joint CEO, Anand Rathi Wealth, highlighted that diversified equity mutual fund categories have shown strength in the last few years, where more than half of the funds outperformed Nifty 50 from 2018 to 2025. He believes that while investors may consider index SIPs, real wealth is created in SIPs into diversified equity mutual funds. He suggests an allocation of 55% in large caps and the rest in mid and small caps, which helps portfolios participate in different phases of the market cycle instead of depending on one segment alone.

Additionally, Azeez shares recommendations on key mistakes to avoid for building the right portfolio and the importance of long-term investing. Edited excerpts:

Passive in...