New Delhi, Oct. 8 -- An EPFO pension is not necessarily lost when a pensioner dies. For families that depend on the monthly payout, the Employees' Pension Scheme (EPS) provides a separate family pension for eligible spouses and children. However, the benefit is not automatically transferred to the family. The eligible members need to make a claim with EPFO and meet the scheme's conditions.

The rules also determine how much the family can receive, who qualifies, how long the pension continues and what happens when there are children or dependants. Munab Ali Beik, Head, Compliance Advisory Practices at Core Integra, explains the key provisions families should know.

No. The spouse does not automatically start receiving the pension after th...