New Delhi, Aug. 8 -- The Employees' Provident Fund Organisation (EPFO) provides pension benefit for all subscribers who have an account with it for more than 10 years. This is because of the 12% employer contribution to your EPF account, 8.33% is directed towards a pension fund administered by retirement body.

At time of retirement, members can withdraw their PF amount in full and maintain annuity in the pension scheme by availing a Scheme Certificate (i.e. by submitting Form 10C).

According to the Employees' Pension Scheme 1995 (EPS 1995), all EPF members are eligible for pension when they reach 58 years of age. You can also choose to delay pension payments till you reach 60 years of age, by choosing to, either:

According to the offic...