New Delhi, Sept. 27 -- Losing a job and being unable to find another one, or staying out of the workforce due to other issues for a long period can put pressure on your savings, including the money accumulated in your Employees' Provident Fund (EPF) account.

For members facing an extended spell of unemployment, withdrawing the accumulated PF balance can seem like an option to manage expenses. Salaried individuals are allowed to make partial withdrawals, known as EPF advances, for certain purposes, with eligibility conditions.

After leaving employment, an individual can apply to the Employees' Provident Fund Organisation (EPFO) for withdrawing their PF balance.

Under the EPF Scheme, 2026, members can withdraw up to 75% of their PF balan...