New Delhi, July 27 -- A successful career is incomplete without a proper retirement plan. To secure financial stability for yourself and your family in later years, salaried employees must adopt a disciplined and diversified savings strategy. The Employees' Provident Fund (EPF) plays a central role in this process.

This makes EPF a cornerstone of long-term financial planning.

To simplify calculations, employees can use online tools, such as the EPF calculator available on Bajaj Finserv's website.

For example, assuming a Rs.25,000 basic pay, 30 years of service, 5% annual growth in salary and an 8.25% annual EPF interest rate, the estimated retirement corpus can reach Rs.1.12 crore.

These figures are illustrative and can be adjusted ba...