New Delhi, May 14 -- Have an inoperative Employees' Provident Fund (EPF) account and don't know what you can do to access the funds? Here's a breakdown of how the Employees' Provident Fund Organisation (EPFO) categorises such accounts, how the funds can be redeemed and what steps you will have to take.

According to the retirement fund body's rules, any member account which has no contributions for three consecutive years after you have retired or reach 55 years of age (whichever is later) or moved abroad, is considered inoperative.

The statutory body further states that such inoperative accounts will continue to earn interest till the member is 58 years of age on record.

According to data shared at the last EPF board meeting, there are...