Earning Rs.30 lakh? The wrong tax regime could cost you over Rs.1 lakh
New Delhi, July 8 -- The tax changes announced in Budget 2025 have strengthened the case for the new tax regime, with lower slab rates and a higher standard deduction reducing the tax burden for many salaried individuals. However, for those earning Rs.30 lakh a year, the choice between the two regimes isn't always straightforward.
At this income level, the decision depends on whether the old regime's exemptions and deductions, such as HRA, LTA, tax-saving investments, health insurance and home loan benefits, can outweigh the lower tax rates offered under the new regime. Here's how the two regimes compare for a salaried taxpayer earning Rs.30 lakh annually.
The new tax regime offers lower slab rates but allows only a limited number of de...
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