New Delhi, April 20 -- A US-based Indian-American engineering leader has a message for tech families. Two incomes and one child can build serious wealth. But that's only possible if lifestyle spending stays disciplined.

Hima Bindu Peteti shared the breakdown on Instagram. She is currently Director of Engineering at Capital One in McLean, Virginia. Her focus is AI-enabled engineering and modernization. Before Capital One, she spent nearly nine years as Senior Manager at Fannie Mae. She joined Capital One in March 2024, according to her LinkedIn profile.

Hima's post focuses on what she calls the DINK+1 model. That stands for dual income, no kids, plus one child. She estimates mid-level IT professionals earn between $75,000 (around Rs.70 l...