New Delhi, May 12 -- Systematic Investment Plans (SIPs) have long been positioned as a disciplined way to build wealth in equity markets. But, a key fact for discussion remains whether SIPs actually outperform lumpsum investments over the long term.

A study by DSP Asset Managers comparing 30 years of market data across major global markets suggests that SIPs may not always generate higher headline returns than lumpsum investing, but they often deliver more consistent and resilient outcomes for investors.

According to the data compiled by the asset manager DSP using major equity indices across 16 countries, SIP investments generated positive real returns in most markets over the last 30 years, even in periods when lumpsum investments str...