New Delhi, Oct. 3 -- Cyber frauds in India are becoming increasingly sophisticated, making it extremely difficult even for well-educated people to differentiate between a genuine request and a scam.

Even well-educated people can fall prey to cyber fraud, often when they least expect it. For Prerna (name changed), a highly qualified working professional, it started with an offer that sounded too good to ignore: buy Rs.4,000 worth of products from a well-known skincare website and stand a chance to win an iPhone. On another occasion, a random caller claimed that her father had shared her number and asked her to transfer a specific amount of money. Then came another call, this time from someone claiming to be a Valmo delivery partner, who a...